Spring break, Rental Cars & Un-Insured Motorists

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A recipe for disaster

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     Well before this country was established as independent from the rule of King George, the law has always recognized that the owner of a dangerous device, machine or instrument was responsible for the injuries that resulted from the permissive, but negligent use of such.

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That is still true for most of us and we all know that if we lend our car to another person, we will be responsible if someone gets hurt because the driver engaged in dangerous conduct. Unfortunately, our representatives in Congress felt that those rules shouldn’t apply to everyone. In a 2005 funding bill, rental car companies and their lobbyists scored a big victory for themselves and a major loss for everyone else by exempting rental cars from the same responsibility that we all share when we lend our car to someone, whether we do so for profit or not, teaching us all once again that only the few, monied and powerful enjoy government enacted “bailouts.”

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Spring break in Florida is a toxic mix of fun loving, but not always responsible college students and rental car companies that enjoy immunity for putting dangerous drivers in dangerous machines. So while normally safer conduct is promoted by the law that holds the dangerous accountable, that won’t be the case this spring. Aside from undoing the law in Congress at considerable cost for lobbyists and campaign donations, you only have one chance to keep your family protected on the road: make sure you’re covered with uninsured motorist insurance (“UM”). And as we have always offered to you, we will gladly sit down with you and review your insurance policy to make sure you have what is best for you and your family. Call us to schedule a free appointment today so that you can have some peace of mind during this Spring Break.

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