The fundamental purpose of insurance is to provide a safety net to support its policyholder in dire times. Whether it is financial protection following a natural disaster, auto accident, or life-threatening illness, Americans turn to insurance companies to ease their stress and help them rebuild their lives. Unfortunately, most hard-working individuals and their families in the United States are insured by massive conglomerates that strive to undercut policyholders at every opportunity, raise premiums without warning, deny claims whenever possible, and effectively betray the trust and fiduary duties owed to their insureds.

Gregory Perenich, a partner at PERENICH The Law Firm, and his associate, Jowita Wysocka, have been invited to speak at an upcoming Clearwater Bar Association lunch seminar hosted by the Civil Practice Section. The one-hour seminar is titled “Highlights of the New PIP Law” and will begin at 12:00 noon on Thursday, September 20, 2012 at the Clearwater Grand Hotel, 20967 US Hwy 19 N, Clearwater, Florida.

Stand up paddleboarding (affectionately termed “SUP” by those in the know) is the latest water activity to take the beaches, lakes, and other waterways by storm throughout the country. SUP is particularly popular in Florida, where locals and tourists are able to enjoy the sport year-round. Unfortunately, this popular new sport has been marred by injuries and even a recent death. With the following tips in mind—along with a little practice—your stand up paddleboarding experience should be exhilarating, enjoyable, and free of accidents or injuries.

The recent death of a 70-year-old man at The Villages community in Lady Lake, Florida has raised new concerns about golf cart safety. According to the St. Petersburg Times, David Tillman was a passenger in a golf cart when he was ejected as the driver made a left-hand turn. He later died at the hospital from his injuries. According to the Consumer Products Safety Commission (CPSC), “there are approximately 15,000 golf car related injuries requiring emergency room treatment in the US each year.”

A recent article by Car and Driver magazine examines a disturbing yet growing trend that is one of the leading causes of car accidents, injuries, and automobile deaths in Florida and throughout the country. Until Florida’s lawmakers and leaders come to appreciate the immense risk of injury and death to thousands of Floridians caused by texting and driving, all drivers should remain ever vigilant and cautious on the roads.

In light of the statistics and inordinately high numbers of auto accidents and pedestrian deaths caused by reckless drivers throughout the Tampa Bay area, the public is well served by the recent efforts by Tampa and St. Petersburg to make major intersections safer by installing cameras. Another way to dramatically reduce traffic congestion as well as improve the safety of Tampa Bay area roads and highways is through public transit, particularly in the form of light rail.

As the 4th of July approaches, most families are busy preparing plans for Independence Day weekend. Unfortunately, so too are car crashes and other highway vehicle accidents.

On average, nearly 250,000 traffic accidents occur in Florida every year, resulting in nearly 3,000 fatalities, according to the Florida Department of Motor Vehicles. Each of these tragic motor vehicle crashes is terrible in its own respect, but the case of David Belniak sent ripples of shock throughout the Tampa Bay, Florida area and surrounding counties. On June 12, 2012, the jury determined that Mr. McWilliams was not at fault in the crash and awarded a total of $14 million to the relatives of the victims Belniak in compensatory damages. The parties later reached a settlement of $1 million in punitive damages.

As you and your family set out to enjoy Florida’s many theme parks and other attractions this summer, you will likely encounter one or two releases or waivers of liability and wonder whether they are legally enforceable in the event of a personal injury. Florida law generally disfavors waivers and construes them strictly against the defense.

While many people work hard to maintain their property and keep it presentable, they may not realize that they are under a legal duty to make sure their property is safe, particularly for workers who must enter their property for business purposes as well as social visitors.