Built around 1929 to curb erosion, the jetty wall near the Bayboro Harbor channel in St. Petersburg, Florida was responsible for several serious boating accidents in recent years before its removal in 2010, including the October 2009 crash that killed 17-year-old Paige Davison.

If the insurance company does not offer to settle for a reasonable amount, the attorney for the injured party may initiate a lawsuit. However, insurance companies are required by Florida law to attempt to settle injury claims in good faith.