The fundamental purpose of insurance is to provide a safety net to support its policyholder in dire times. Whether it is financial protection following a natural disaster, auto accident, or life-threatening illness, Americans turn to insurance companies to ease their stress and help them rebuild their lives. Unfortunately, most hard-working individuals and their families in the United States are insured by massive conglomerates that strive to undercut policyholders at every opportunity, raise premiums without warning, deny claims whenever possible, and effectively betray the trust and fiduary duties owed to their insureds.

Gregory Perenich, a partner at PERENICH The Law Firm, and his associate, Jowita Wysocka, have been invited to speak at an upcoming Clearwater Bar Association lunch seminar hosted by the Civil Practice Section. The one-hour seminar is titled “Highlights of the New PIP Law” and will begin at 12:00 noon on Thursday, September 20, 2012 at the Clearwater Grand Hotel, 20967 US Hwy 19 N, Clearwater, Florida.

Stand up paddleboarding (affectionately termed “SUP” by those in the know) is the latest water activity to take the beaches, lakes, and other waterways by storm throughout the country. SUP is particularly popular in Florida, where locals and tourists are able to enjoy the sport year-round. Unfortunately, this popular new sport has been marred by injuries and even a recent death. With the following tips in mind—along with a little practice—your stand up paddleboarding experience should be exhilarating, enjoyable, and free of accidents or injuries.